Roof Inspections in Pompano Beach, FL

A roof inspection in Pompano Beach is usually being ordered for one of three reasons: an insurer has asked for a condition report before renewal, you want the wind mitigation credits you are entitled to, or you are about to buy a house and would rather find out now. All three are different documents and only one of them is free.

The fifteen-year letter, and what the law actually says

Florida Statute 627.7011 requires an insurer to let you pay for an inspection by an authorised inspector before it can demand roof replacement as a condition of writing or renewing your policy, once the roof is fifteen years old or more. If that inspection shows five years or more of remaining useful life, the insurer may not refuse to issue or non-renew on the grounds of roof age. Under fifteen, age alone is not grounds for anything. Since House Bill 1611 took effect in July 2024, a licensed Florida roofing contractor counts as an authorised inspector for this purpose, which is why these reports are far easier to obtain than they were three years ago. Bills that would have widened the protection further, including SB 808, did not pass in the 2026 session, so the fifteen-year threshold and the five-year standard are what stands today.

Worth saying plainly: a report that finds the roof does not have five years left is still a useful document, because it tells you the replacement is happening on your timetable rather than in the week the policy lapses. The fee is the same either way and the finding is not for sale.

Roof inspection types available in Pompano Beach, 2026. The wind mitigation form is the OIR-B1-1802 uniform form used by every Florida carrier.

Inspection	What it produces	Fee	Turnaround
Condition look, no paperwork	Photo set and a verbal answer	No charge	Same week
Insurance condition and useful life report	Signed report under 627.7011	$175 to $350	2 to 4 working days
Wind mitigation, uniform form	Completed OIR form for your carrier	$125 to $250	2 to 4 working days
Pre-purchase roof survey	Written scope, remaining life, cost to remedy	$250 to $450	48 hours where needed
Post-storm damage documentation	Dated photo set and written scope for a claim	No charge with tarp work	Same day

What does a wind mitigation inspection actually check?

A wind mitigation inspection checks seven things, and only seven: the building code year, roof covering compliance, roof deck attachment, roof-to-wall connection, roof geometry, secondary water resistance and opening protection. Each one maps to a discount on your premium. The one homeowners most often leave money on the table over is secondary water resistance, because a re-roof done to current Broward code always includes a sealed deck and almost nobody re-files the form afterwards. If you have re-roofed in the last decade and never sent a new form to your carrier, that is worth an afternoon.

Do I need an inspection before buying a Pompano Beach house?

Yes, and the general home inspection is not it. A home inspector looks at the roof from a ladder at the eave and writes a paragraph. A roofing survey lifts tiles, checks the underlayment, reads the permit history for the address, and tells you the remaining life and the cost to remedy. On a house with a twenty-two-year-old tile roof that difference is worth tens of thousands of dollars at the negotiating table, and the permit history alone will tell you whether previous work was ever legally closed.

Can you inspect a roof after a storm without me filing a claim?

Yes, and there is no obligation attached. Plenty of post-storm looks find nothing worth claiming, which is a perfectly good outcome and one you want on record with dated photographs anyway. Nobody here will push you toward a claim, and nobody will put an assignment of benefits form in front of you, because that practice is exactly what wrecked the reputation of this trade in Florida.

If the inspection turns into work, it becomes a repair or a replacement, and the inspection fee comes off the job. Book it on (954) 697-4046.

Where we work

Same crew, same specification, across the twelve towns inside a comfortable drive of the yard.

• roof inspection in Deerfield Beach
• Lighthouse Point roof inspection
• roof inspection for Coconut Creek properties
• Margate and the streets around it
• roof inspection in Coral Springs
• Fort Lauderdale roof inspection
• roof inspection for Oakland Park properties
• Wilton Manors and the streets around it
• roof inspection in Lauderdale-by-the-Sea
• Hillsboro Beach roof inspection
• roof inspection for Parkland properties
• Boca Raton and the streets around it

Drive times run from about eight minutes to Lighthouse Point out to twenty-five for Parkland. Anything further than that and you are better served by somebody based closer, and we will usually say so. Full list on the service areas page.

Questions Pompano Beach homeowners actually ask

My insurer says my roof is too old. Can they do that?

Not on age alone. Florida Statute 627.7011 gives you the right to pay for an inspection by an authorised inspector before an insurer can require replacement as a condition of issuing or renewing, once the roof is fifteen or older. If that inspection finds five years or more of useful life left, the insurer cannot refuse or non-renew on roof age.

What is a wind mitigation inspection worth?

It varies wildly, but the credits sit on roof deck attachment, roof-to-wall connections, roof covering compliance, secondary water barrier and roof geometry. Houses that have been re-roofed to current HVHZ code frequently pick up several at once and nobody ever filed the form. It is worth doing after any re-roof.

Do you charge for it?

A straightforward condition look is free. A signed report for an insurer, a wind mitigation form or a pre-purchase inspection with a written scope is a fixed fee, quoted up front, and it is the same fee whether the news is good or bad.